Woodstock Auto Insurance Rates, Quotes, Agents & Reviews in GA

Woodstock, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Woodstock, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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How to Save on Car Insurance in Woodstock, GA?

The average cost of auto insurance in Woodstock, GA, is $1,574. This is lower than in most neighboring places such as Kennesaw, Acworth, Cherokee County, and Northeast Cobb. Residents of Woodstock should compare multiple auto insurance quotes and reviews before deciding on the one that best suits their needs. Here are some ways to increase savings in Woodstock.


Anti-Theft Device:

Equipping one’s vehicle with an anti-theft device can go a long way in helping car owners lower auto insurance costs. A passive disabling device fetches the most amount of savings. 

Hybrids and Electric Vehicles:

Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such cars, Farmers offers car owners discounts of up to 5% in some states.

Credit Score:

Having an “excellent” or “good” credit score will help car owners save on auto insurance in Woodstock, GA. In contrast, an “average” or “poor” auto insurance can lead to a massive increase. The cost of auto insurance can rise up if the credit score if the driver is poor.


Paying a higher deductible will also help car owners lower the cost of insurance. For instance, Woodstock’s yearly premium on a low deductible($500) is $1,122. It decreases to $947 when the deductible is higher ($1,000).

Driving Record:

Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO provides a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.  

The cost of auto insurance in Woodstock, GA, post-DUI, increases to $2,877. However, this also depends on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Woodstock. Other violations that can have a long-term impact on auto insurance in Woodstock include driving with an expired license and running a red light.

Multi-Car Insurance:

In Woodstock, GA, Car owners can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer to get added benefits.

The cost of insuring two cars under a multi-car insurance policy in Woodstock, GA, is $2,739, while it would cost $5,478 for four vehicles. The savings on multi-car insurance in Woodstock also depends on the make and model of the car. 

Factors that can influence the cost of car insurance in Woodstock, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Woodstock, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Woodstock, GA with that of other cities in and around Woodstock.

Woodstock Holly Springs Kennesaw Acworth Cherokee County Northeast Cobb
Average Insurance Rates $1,574 $1,554 $1,652 $1,653 $1,712 $1,808

Woodstock, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Woodstock, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Woodstock $1,122 $947
Holly Springs $1,335 $1,128
Kennesaw $1,325 $1,119
Acworth $1,077 $910
Canton $1,720 $1,453
Northeast Cobb $1,529 $1,291
Cherokee County $1,060 $895
Marietta $1,492 $1,261

Woodstock, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Woodstock, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,107
20 Years $2,022
30 Years $1,558
40 Years $1,499
50 Years $1,388
60 Years $1,407
70 Years $1,638

Woodstock, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Woodstock, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,739 $409
3 Vehicles $4,108 $614
4 Vehicles $5,478 $818

Savings on 2 Vehicles bundle:$409

Savings on 3 Vehicles bundle:$614

Savings on 4 Vehicles bundle:$818

Woodstock, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodstock, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Woodstock $1,574 $2,877
Holly Springs $1,554 $2,841
Kennesaw $1,652 $3,020
Acworth $1,653 $3,022
Canton $1,546 $2,826
Northeast Cobb $1,808 $3,305
Cherokee County $1,712 $3,130
Marietta $1,701 $3,110

Woodstock, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,350
Excellent (740-799) $1,542
Good (670-739) $1,640
Average (580-669) $2,140
Poor (300-579) $2,567

Woodstock, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Scott Hocker State Farm 99 Weatherstone Dr Ste 910, Woodstock, 30188-7005 770-924-2880
Ron Greene State Farm Bldg 100 4255 Wade Grn Rd NW Ste 125, Kennesaw, 30144-1792 770-426-8121
J & A Insurance Agency Inc Travelers 1300 RIDENOUR BLVD STE 100, KENNESAW, 30152 678-266-3353
Nick Pirozzi Liberty Mutual 3161 Cobb Pkwy Ste 130, Kennesaw, 30152 1-770-974-0272
Primeco Insurance Agency Inc Allstate 2615 SANDY PLAINS RD, MARIETTA, 30066 770-971-8452
Bill James State Farm 700 Sandy Plns Rd Ste B3, Marietta, 30066-6393 770-428-4442
Ronnie Williams Insurance Agency Nationwide 3225 Shallowford Rd STE 930, Marietta, 30062 (678) 453-6017
Matt Jerry Mcclain Agency Nationwide 111 Mountain Brook Dr Ste 208, Canton, 30115 (678) 427-6772
Floria Izadi State Farm 3195 Acw Due West Rd NW Ste A, Kennesaw, 30152-2313 770-974-0900
R E Bullock & Company Inc Travelers 1621 NORTH ROBERTS RD SUITE 130, KENNESAW, 30144 770-426-8200

Woodstock, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,643
Driver's Failure In Showing Documents +$153 $1,727
Driving With An Expired Registration +$162 $1,736
Driving At A Considerably Slow Pace +$342 $1,916
Using A Cellphone While Driving +$360 $1,934
Running A Red Light +$367 $1,941
Speeding +$386 $1,960
Driving A Vehicle Without The Required Permission +$490 $2,064
Driving With An Expired/Suspended License +$1,061 $2,635

Woodstock, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,511
Active Disabling Device $1,511
Tracking Device $1,480
Passive Disabling Device $1,464

Latest Auto Insurance Reviews in Woodstock, GA | Back to Top

I had with State Farm which I considered very personable but they have been helpful in some respects. The pricing is good and like it that the billing can be delayed if I am short on cash.
Geico is quite good with my auto insurance as well. It is bundled with my home insurance. I have no issues with their customer service either.
The Hartford
The Hartford's property insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures.
My insurance carrier is far lower than any of the other competitors. I have called around to many different companies, and what they offer is far inferior to the options and prices I have available.
Grange Insurance
Comparing Grange with other insurance companies I have dealt with I do not feel that they are very innvative. They have the same offerings that any other company has.
I cannot think of anything that I dislike about the company. They provide the level of coverage and service that is exactly right for my needs.
Auto-Owners Insurance
I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.
My policy offers full coverage including liability and bodily injury protection. We also have the option to lower our payments every year we keep a clean driving record and with other promotions.
Motorist Insurance
I dislike the customer service. They don't seem to be on the same page as what I see about my policy online and their English leaves a lot to be desired.