Woodstock, GA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Woodstock, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
How to Save on Car Insurance in Woodstock, GA?
The average cost of auto insurance in Woodstock, GA, is $1,574. This is lower than in most neighboring places such as Kennesaw, Acworth, Cherokee County, and Northeast Cobb. Residents of Woodstock should compare multiple auto insurance quotes and reviews before deciding on the one that best suits their needs. Here are some ways to increase savings in Woodstock.
Anti-Theft Device:
Equipping one’s vehicle with an anti-theft device can go a long way in helping car owners lower auto insurance costs. A passive disabling device fetches the most amount of savings.
Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such cars, Farmers offers car owners discounts of up to 5% in some states.
Credit Score:
Having an “excellent” or “good” credit score will help car owners save on auto insurance in Woodstock, GA. In contrast, an “average” or “poor” auto insurance can lead to a massive increase. The cost of auto insurance can rise up if the credit score if the driver is poor.
Deductibles:
Paying a higher deductible will also help car owners lower the cost of insurance. For instance, Woodstock’s yearly premium on a low deductible($500) is $1,122. It decreases to $947 when the deductible is higher ($1,000).
Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO provides a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.
The cost of auto insurance in Woodstock, GA, post-DUI, increases to $2,877. However, this also depends on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Woodstock. Other violations that can have a long-term impact on auto insurance in Woodstock include driving with an expired license and running a red light.
Multi-Car Insurance:
In Woodstock, GA, Car owners can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer to get added benefits.
The cost of insuring two cars under a multi-car insurance policy in Woodstock, GA, is $2,739, while it would cost $5,478 for four vehicles. The savings on multi-car insurance in Woodstock also depends on the make and model of the car.
Factors that can influence the cost of car insurance in Woodstock, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Woodstock, GA Auto Insurance Rates
- Woodstock, GA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Woodstock, GA
- Multi Vehicle Insurance Savings in Woodstock, GA
- How Credit Score Affects Car Insurance Rates in Woodstock, GA
- How DUI Affects Auto Insurance Premiums in Woodstock, GA
- Top Auto Insurance Agents Near Woodstock, GA
- How Driving Violations Affect Auto Insurance Rates in Woodstock, GA
- Woodstock, GA Auto Insurance Discounts on Anti Theft Feature
- Woodstock, GA Auto Insurance Company Reviews
Woodstock, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Woodstock, GA with that of other cities in and around Woodstock.
| Woodstock | Holly Springs | Kennesaw | Acworth | Cherokee County | Northeast Cobb | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,574 | $1,554 | $1,652 | $1,653 | $1,712 | $1,808 |
Woodstock, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Woodstock, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Woodstock | $1,122 | $947 |
| Holly Springs | $1,335 | $1,128 |
| Kennesaw | $1,325 | $1,119 |
| Acworth | $1,077 | $910 |
| Canton | $1,720 | $1,453 |
| Northeast Cobb | $1,529 | $1,291 |
| Cherokee County | $1,060 | $895 |
| Marietta | $1,492 | $1,261 |
Woodstock, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Woodstock, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,107 |
| 20 Years | $2,022 |
| 30 Years | $1,558 |
| 40 Years | $1,499 |
| 50 Years | $1,388 |
| 60 Years | $1,407 |
| 70 Years | $1,638 |
Woodstock, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Woodstock, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,739 | $409 |
| 3 Vehicles | $4,108 | $614 |
| 4 Vehicles | $5,478 | $818 |
Savings on 2 Vehicles bundle:$409
Savings on 3 Vehicles bundle:$614
Savings on 4 Vehicles bundle:$818
Woodstock, GA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodstock, GA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Woodstock | $1,574 | $2,877 |
| Holly Springs | $1,554 | $2,841 |
| Kennesaw | $1,652 | $3,020 |
| Acworth | $1,653 | $3,022 |
| Canton | $1,546 | $2,826 |
| Northeast Cobb | $1,808 | $3,305 |
| Cherokee County | $1,712 | $3,130 |
| Marietta | $1,701 | $3,110 |
Woodstock, GA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,350 |
| Excellent (740-799) | $1,542 |
| Good (670-739) | $1,640 |
| Average (580-669) | $2,140 |
| Poor (300-579) | $2,567 |
Woodstock, GA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Scott Hocker | State Farm | 99 Weatherstone Dr Ste 910, Woodstock, 30188-7005 | 770-924-2880 |
| Ron Greene | State Farm | Bldg 100 4255 Wade Grn Rd NW Ste 125, Kennesaw, 30144-1792 | 770-426-8121 |
| J & A Insurance Agency Inc | Travelers | 1300 RIDENOUR BLVD STE 100, KENNESAW, 30152 | 678-266-3353 |
| Nick Pirozzi | Liberty Mutual | 3161 Cobb Pkwy Ste 130, Kennesaw, 30152 | 1-770-974-0272 |
| Primeco Insurance Agency Inc | Allstate | 2615 SANDY PLAINS RD, MARIETTA, 30066 | 770-971-8452 |
| Bill James | State Farm | 700 Sandy Plns Rd Ste B3, Marietta, 30066-6393 | 770-428-4442 |
| Ronnie Williams Insurance Agency | Nationwide | 3225 Shallowford Rd STE 930, Marietta, 30062 | (678) 453-6017 |
| Matt Jerry Mcclain Agency | Nationwide | 111 Mountain Brook Dr Ste 208, Canton, 30115 | (678) 427-6772 |
| Floria Izadi | State Farm | 3195 Acw Due West Rd NW Ste A, Kennesaw, 30152-2313 | 770-974-0900 |
| R E Bullock & Company Inc | Travelers | 1621 NORTH ROBERTS RD SUITE 130, KENNESAW, 30144 | 770-426-8200 |
Woodstock, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$69 | $1,643 |
| Driver's Failure In Showing Documents | +$153 | $1,727 |
| Driving With An Expired Registration | +$162 | $1,736 |
| Driving At A Considerably Slow Pace | +$342 | $1,916 |
| Using A Cellphone While Driving | +$360 | $1,934 |
| Running A Red Light | +$367 | $1,941 |
| Speeding | +$386 | $1,960 |
| Driving A Vehicle Without The Required Permission | +$490 | $2,064 |
| Driving With An Expired/Suspended License | +$1,061 | $2,635 |
Woodstock, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,511 |
| Active Disabling Device | $1,511 |
| Tracking Device | $1,480 |
| Passive Disabling Device | $1,464 |
Latest Auto Insurance Reviews in Woodstock, GA | Back to Top
GeicoI had with State Farm which I considered very personable but they have been helpful in some respects. The pricing is good and like it that the billing can be delayed if I am short on cash.
GeicoGeico is quite good with my auto insurance as well. It is bundled with my home insurance. I have no issues with their customer service either.
The HartfordThe Hartford's property insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures.
GeicoMy insurance carrier is far lower than any of the other competitors. I have called around to many different companies, and what they offer is far inferior to the options and prices I have available.
Grange InsuranceComparing Grange with other insurance companies I have dealt with I do not feel that they are very innvative. They have the same offerings that any other company has.
TravelersI cannot think of anything that I dislike about the company. They provide the level of coverage and service that is exactly right for my needs.
Auto-Owners InsuranceI like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.
ProgressiveMy policy offers full coverage including liability and bodily injury protection. We also have the option to lower our payments every year we keep a clean driving record and with other promotions.
Motorist InsuranceI dislike the customer service. They don't seem to be on the same page as what I see about my policy online and their English leaves a lot to be desired.