Woodstock Auto Insurance Rates, Quotes, Agents & Reviews in VT

Woodstock, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Woodstock, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Woodstock, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Woodstock, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Woodstock, VT with that of other cities in and around Woodstock.

Woodstock Hartland West Windsor Pomfret Quechee Windsor County
Average Insurance Rates $1,168 $1,094 $1,131 $1,175 $1,190 $914

Woodstock, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Woodstock, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Woodstock $1,774 $1,498
Windsor County $1,118 $944
Hartland $1,242 $1,049
Reading $1,377 $1,163
Quechee $1,439 $1,215
Pomfret $2,172 $1,835
Bridgewater $1,377 $1,163
West Windsor $1,732 $1,463

Woodstock, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Woodstock, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,790
20 Years $1,501
30 Years $1,156
40 Years $1,112
50 Years $1,030
60 Years $1,044
70 Years $1,216

Woodstock, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Woodstock, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,056 $280
3 Vehicles $3,084 $420
4 Vehicles $4,111 $561

Savings on 2 Vehicles bundle:$280

Savings on 3 Vehicles bundle:$420

Savings on 4 Vehicles bundle:$561

Woodstock, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodstock, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Woodstock $1,168 $2,414
Windsor County $914 $1,889
Hartland $1,094 $2,261
Reading $1,134 $2,343
Quechee $1,190 $2,459
Pomfret $1,175 $2,428
Bridgewater $1,110 $2,294
West Windsor $1,131 $2,337

Woodstock, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,002
Excellent (740-799) $1,144
Good (670-739) $1,217
Average (580-669) $1,588
Poor (300-579) $1,905

Woodstock, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ludlow Insurance Agency Allstate 150 Main St, Ludlow, 5149 (802) 228-8823
Clark-Mortenson Insurance - Woodstock None 448 , Suite 1 , Woodstock, 5091 None
Hull Maynard Hersey Ins Inc Travelers 410 WOODSTOCK ROAD EAST, WOODSTOCK, 5091 802-457-4143
Frazer Agency Inc Nationwide 841 US Route 5 North, Windsor, 05089-9693 (802) 674-5506
Hersey Insurance Services None Po Box 607, Adelaide, 5091 None

Woodstock, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,219
Driver's Failure In Showing Documents +$113 $1,281
Driving With An Expired Registration +$120 $1,288
Driving At A Considerably Slow Pace +$253 $1,421
Using A Cellphone While Driving +$267 $1,435
Running A Red Light +$272 $1,440
Speeding +$286 $1,454
Driving A Vehicle Without The Required Permission +$363 $1,531
Driving With An Expired/Suspended License +$787 $1,955

Woodstock, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,121
Active Disabling Device $1,121
Tracking Device $1,098
Passive Disabling Device $1,086