Worcester, MA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Worcester, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Worcester, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Worcester, MA Auto Insurance Rates
- Worcester, MA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Worcester, MA
- Multi Vehicle Insurance Savings in Worcester, MA
- How Credit Score Affects Car Insurance Rates in Worcester, MA
- How DUI Affects Auto Insurance Premiums in Worcester, MA
- Top Auto Insurance Agents Near Worcester, MA
- How Driving Violations Affect Auto Insurance Rates in Worcester, MA
- Worcester, MA Auto Insurance Discounts on Anti Theft Feature
- Worcester, MA Auto Insurance Company Reviews
Worcester, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Worcester, MA with that of other cities in and around Worcester.
| Worcester | Shrewsbury | West Boylston | Leicester | Millbury | Auburn | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,256 | $1,324 | $1,277 | $2,018 | $1,275 | $2,058 |
Worcester, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Worcester, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Worcester | $1,458 | $1,232 |
| Shrewsbury | $1,329 | $1,122 |
| Auburn | $1,868 | $1,578 |
| Millbury | $1,537 | $1,298 |
| Leicester | $1,482 | $1,252 |
| Holden | $1,428 | $1,206 |
| West Boylston | $1,395 | $1,178 |
| Worcester County | $1,789 | $1,511 |
Worcester, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Worcester, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,076 |
| 20 Years | $1,614 |
| 30 Years | $1,243 |
| 40 Years | $1,196 |
| 50 Years | $1,108 |
| 60 Years | $1,123 |
| 70 Years | $1,307 |
Worcester, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Worcester, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,135 | $377 |
| 3 Vehicles | $3,203 | $565 |
| 4 Vehicles | $4,270 | $754 |
Savings on 2 Vehicles bundle:$377
Savings on 3 Vehicles bundle:$565
Savings on 4 Vehicles bundle:$754
Worcester, MA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Worcester, MA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Worcester | $1,256 | $2,274 |
| Shrewsbury | $1,324 | $2,397 |
| Auburn | $2,058 | $3,726 |
| Millbury | $1,275 | $2,309 |
| Leicester | $2,018 | $3,654 |
| Holden | $1,287 | $2,330 |
| West Boylston | $1,277 | $2,312 |
| Worcester County | $1,968 | $3,563 |
Worcester, MA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,078 |
| Excellent (740-799) | $1,230 |
| Good (670-739) | $1,309 |
| Average (580-669) | $1,707 |
| Poor (300-579) | $2,049 |
Worcester, MA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Marc Alkes Insurance | Travelers | 1405 MAIN ST, WORCESTER, 1603 | 508-755-7969 |
| Sarah Brody-Isbill | Allstate | 492 Washington St, Auburn, 1501 | (774) 221-6700 |
| G M Abodeely Insurance Agency | None | 10 West Main St Westboro, Westborough, 1581 | None |
| Thomas J Woods Agcy Inc | Travelers | 20 PARK AVE, WORCESTER, 1605 | 508-755-8992 |
| George M Rogers Ins Agcy | Travelers | 545 Main Street , Boylston, 1505 | None |
| Gaudette Insurance Agency Inc | Travelers | 68 Worcester Street , North Grafton, 1536 | (508)242-7438 |
| Macdonald & Pangione | Travelers | 104 MAIN ST, NORTH ANDOVER, 1845 | 978-688-6921 |
| Fitts Insurance Agency Inc | None | 40 Union Ave, Framingham, 1702 | None |
| Greater Lawrence Insurance Agency | None | 514 Essex St, Lawrence, 1840 | None |
| Greater Lawrence Insurance Agency | None | 514 Essex St, Lawrence, 1840 | None |
| Hughes Insurance Llc | None | 49 Myrtle St, Melrose, 2176 | None |
Worcester, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,311 |
| Driver's Failure In Showing Documents | +$122 | $1,378 |
| Driving With An Expired Registration | +$129 | $1,385 |
| Driving At A Considerably Slow Pace | +$273 | $1,529 |
| Using A Cellphone While Driving | +$288 | $1,544 |
| Running A Red Light | +$293 | $1,549 |
| Speeding | +$308 | $1,564 |
| Driving A Vehicle Without The Required Permission | +$391 | $1,647 |
| Driving With An Expired/Suspended License | +$847 | $2,103 |
Worcester, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,206 |
| Active Disabling Device | $1,206 |
| Tracking Device | $1,181 |
| Passive Disabling Device | $1,168 |
Latest Auto Insurance Reviews in Worcester, MA | Back to Top
State Farmthe deductible is the same as my previous policies. No difference there.
State FarmI didn't get a comparison to many other companies, I just bundled with State Farm because they had the most attractive deal and offered me great service.
State FarmGood price, but have't had too much to report. The only problems we've had is when other people have hit out cars, dealt with other insurance companies when it came to that stuff.
AllstateI am giving a rating of five because I don’t know of any other company that offers accident forgiveness and doesn’t raise your premium just because of an accident.
State FarmThe policy offerings and probably the same as other companies because auto insurance is the same in all companies within the state. SF goes the extra mile to make sure you understand your coverage.
ProgressiveI would tell everyone to give them a try. Definitely do the plug in device to try to lower your premiums. It made a huge difference for us.
State FarmThe premium for my vehicles is lower than other insurance companies. I put my auto insurance up for review and upon getting quotes from other companies (Progressive, Geico, Elephant) none of them could beat the price.
AaaI dislike that I don't get updated as much as I would like about my insurance. I also don't like that insurance plans are hard to understand when I have to make a choice on my coverage.
ProgressiveMy premium is alot lower then most other companys i have been with. I actually made a switch to the for that reason.
21st Century Auto InsuranceThe general only offers basic insurance, that I'm aware of. It's an easy way to get insurance quickly, but the coverage is minimal compared to other companies. They have the double deductible which can be handy, but you can only do it once. They also provide affordable sr22 if needed.
Arbella InsuranceI have never filed a claim in all the years with the policy so I wish they cut the rate by much more then they already have. Since I am not filing a claim, I am not sure why they cant give me a bigger discount
Allstateoverall I feel that allstate is one of those best bang for your bucks company's where my dollar really stretches and I get a phenomenal bit of coverage for my home and auto