Worcester Auto Insurance Rates, Quotes, Agents & Reviews in MA

Worcester, MA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Worcester, MA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Worcester, MA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Worcester, MA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Worcester, MA with that of other cities in and around Worcester.

Worcester Shrewsbury West Boylston Leicester Millbury Auburn
Average Insurance Rates $1,256 $1,324 $1,277 $2,018 $1,275 $2,058

Worcester, MA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Worcester, MA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Worcester $1,458 $1,232
Shrewsbury $1,329 $1,122
Auburn $1,868 $1,578
Millbury $1,537 $1,298
Leicester $1,482 $1,252
Holden $1,428 $1,206
West Boylston $1,395 $1,178
Worcester County $1,789 $1,511

Worcester, MA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Worcester, MA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,076
20 Years $1,614
30 Years $1,243
40 Years $1,196
50 Years $1,108
60 Years $1,123
70 Years $1,307

Worcester, MA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Worcester, MA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,135 $377
3 Vehicles $3,203 $565
4 Vehicles $4,270 $754

Savings on 2 Vehicles bundle:$377

Savings on 3 Vehicles bundle:$565

Savings on 4 Vehicles bundle:$754

Worcester, MA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Worcester, MA.

Location Average Insurance Cost Post DUI Insurance Rate
Worcester $1,256 $2,274
Shrewsbury $1,324 $2,397
Auburn $2,058 $3,726
Millbury $1,275 $2,309
Leicester $2,018 $3,654
Holden $1,287 $2,330
West Boylston $1,277 $2,312
Worcester County $1,968 $3,563

Worcester, MA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,078
Excellent (740-799) $1,230
Good (670-739) $1,309
Average (580-669) $1,707
Poor (300-579) $2,049

Worcester, MA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Marc Alkes Insurance Travelers 1405 MAIN ST, WORCESTER, 1603 508-755-7969
Sarah Brody-Isbill Allstate 492 Washington St, Auburn, 1501 (774) 221-6700
G M Abodeely Insurance Agency None 10 West Main St Westboro, Westborough, 1581 None
Thomas J Woods Agcy Inc Travelers 20 PARK AVE, WORCESTER, 1605 508-755-8992
George M Rogers Ins Agcy Travelers 545 Main Street , Boylston, 1505 None
Gaudette Insurance Agency Inc Travelers 68 Worcester Street , North Grafton, 1536 (508)242-7438
Macdonald & Pangione Travelers 104 MAIN ST, NORTH ANDOVER, 1845 978-688-6921
Fitts Insurance Agency Inc None 40 Union Ave, Framingham, 1702 None
Greater Lawrence Insurance Agency None 514 Essex St, Lawrence, 1840 None
Greater Lawrence Insurance Agency None 514 Essex St, Lawrence, 1840 None
Hughes Insurance Llc None 49 Myrtle St, Melrose, 2176 None

Worcester, MA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$55 $1,311
Driver's Failure In Showing Documents +$122 $1,378
Driving With An Expired Registration +$129 $1,385
Driving At A Considerably Slow Pace +$273 $1,529
Using A Cellphone While Driving +$288 $1,544
Running A Red Light +$293 $1,549
Speeding +$308 $1,564
Driving A Vehicle Without The Required Permission +$391 $1,647
Driving With An Expired/Suspended License +$847 $2,103

Worcester, MA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,206
Active Disabling Device $1,206
Tracking Device $1,181
Passive Disabling Device $1,168

Latest Auto Insurance Reviews in Worcester, MA | Back to Top

State Farm
the deductible is the same as my previous policies. No difference there.
State Farm
I didn't get a comparison to many other companies, I just bundled with State Farm because they had the most attractive deal and offered me great service.
State Farm
Good price, but have't had too much to report. The only problems we've had is when other people have hit out cars, dealt with other insurance companies when it came to that stuff.
I am giving a rating of five because I don’t know of any other company that offers accident forgiveness and doesn’t raise your premium just because of an accident.
State Farm
The policy offerings and probably the same as other companies because auto insurance is the same in all companies within the state. SF goes the extra mile to make sure you understand your coverage.
I would tell everyone to give them a try. Definitely do the plug in device to try to lower your premiums. It made a huge difference for us.
State Farm
The premium for my vehicles is lower than other insurance companies. I put my auto insurance up for review and upon getting quotes from other companies (Progressive, Geico, Elephant) none of them could beat the price.
I dislike that I don't get updated as much as I would like about my insurance. I also don't like that insurance plans are hard to understand when I have to make a choice on my coverage.
My premium is alot lower then most other companys i have been with. I actually made a switch to the for that reason.
21st Century Auto Insurance
The general only offers basic insurance, that I'm aware of. It's an easy way to get insurance quickly, but the coverage is minimal compared to other companies. They have the double deductible which can be handy, but you can only do it once. They also provide affordable sr22 if needed.
Arbella Insurance
I have never filed a claim in all the years with the policy so I wish they cut the rate by much more then they already have. Since I am not filing a claim, I am not sure why they cant give me a bigger discount
overall I feel that allstate is one of those best bang for your bucks company's where my dollar really stretches and I get a phenomenal bit of coverage for my home and auto