Worth Auto Insurance Rates, Quotes, Agents & Reviews in IL

Worth, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Worth, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Worth, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Worth, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Worth, IL with that of other cities in and around Worth.

Worth Alsip Oak Lawn Chicago Ridge Hometown Merrionette Park
Average Insurance Rates $1,187 $1,251 $1,202 $1,241 $1,211 $1,219

Worth, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Worth, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Worth $1,102 $931
Alsip $1,793 $1,515
Oak Lawn $2,248 $1,899
Chicago Ridge $2,048 $1,730
Merrionette Park $1,256 $1,061
Hometown $2,775 $2,344
Evergreen Park $1,036 $875
Crestwood $1,400 $1,182

Worth, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Worth, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,852
20 Years $1,525
30 Years $1,175
40 Years $1,130
50 Years $1,047
60 Years $1,061
70 Years $1,235

Worth, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Worth, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,018 $356
3 Vehicles $3,027 $534
4 Vehicles $4,036 $712

Savings on 2 Vehicles bundle:$356

Savings on 3 Vehicles bundle:$534

Savings on 4 Vehicles bundle:$712


Worth, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Worth, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Worth $1,187 $1,927
Alsip $1,251 $2,031
Oak Lawn $1,202 $1,951
Chicago Ridge $1,241 $2,015
Merrionette Park $1,219 $1,979
Hometown $1,211 $1,966
Evergreen Park $1,388 $2,253
Crestwood $1,222 $1,984

Worth, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,018
Excellent (740-799) $1,163
Good (670-739) $1,237
Average (580-669) $1,614
Poor (300-579) $1,936

Worth, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Charles Cathey Jr State Farm 1652 E 87th Street, Chicago, 60617 773-978-5904
Alper Services Llc Travelers 60 W SUPERIOR ST, CHICAGO, 60654 312-642-1000
Curtis R Monday State Farm 17537 Kedzie Ave, Hazel Crest, 60429-2007 708-647-1005
Gil Edmond State Farm 10536 S Halsted St, Chicago, 60628-2308 773-239-4444
Steve Neil State Farm 8951 W 151st Street, Orland Park, 60462-3390 708-460-1914
Lincoln Insurance Agency None 855 W Washington Blvd, Chicago, 60607 None
Summit Insurance Agency Inc Travelers 7534 W 63RD ST, SUMMIT, 60501 708-594-8777
Brian Robinson State Farm 14701 Kolmar Ave Ste 1, Midlothian, 60445-3299 708-687-8585
Fred Kaleel Farmers 8113 S Pulaski Rd, Chicago, 60652 (773) 581-5100

Worth, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,239
Driver's Failure In Showing Documents +$115 $1,302
Driving With An Expired Registration +$122 $1,309
Driving At A Considerably Slow Pace +$258 $1,445
Using A Cellphone While Driving +$272 $1,459
Running A Red Light +$277 $1,464
Speeding +$291 $1,478
Driving A Vehicle Without The Required Permission +$369 $1,556
Driving With An Expired/Suspended License +$800 $1,987

Worth, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,140
Active Disabling Device $1,140
Tracking Device $1,116
Passive Disabling Device $1,104

Latest Auto Insurance Reviews in Worth, IL | Back to Top

State Farm
Our deductible is right up there with the rest of the companies, but we have never had to file a claim.
Progressive
I have had good experience with Progressive customer service. I have not had any billing issues therefore that is good but i have ad contact in them when first planning on switching from Geico to Progressive.
State Farm
I would expect that other insurance companies also have good service compared to my as stated above. Unless it is a very small start up insurance company or so. Email, chat, 800 number etc.
State Farm
I would expect that other insurance companies also have good service compared to my as stated above. Unless it is a very small start up insurance company or so. Email, chat, 800 number etc.
Alfa Insurance
THey do raise rates annually with no justification. When I challenged them they would only lower the new premiums for less coverage which was not great. THe whole industry is a scam like this though.
Alfa Insurance
THey do raise rates annually with no justification. When I challenged them they would only lower the new premiums for less coverage which was not great. THe whole industry is a scam like this though.
Allstate
Although I do not want to pay any premium, guess it is the price you pay to drive. Not sure how our premium compares, but we have two teenage boys on our policy, so expect to pay more than if just the two adult parents. Will look around at different options with our current agent once teenage boys are on their own adult policy.
Farm Bureau
In order to receive the same coverage I have I would have to pay almost double of what I am paying with Farm Bureau.
The Hartford
Never had to call and question anything so I am unable to answer this question. I don't think any issues would occur if I were to call but that's an assumption
Safe Auto Insurance
My car insurance offers me the basic coverage I need. I have not had anything unique really. But I am satisfied with it's offerings.
Progressive
I believe there are adequate options provided. I've been with Progressive for over 10 years so I receive some loyalty discounts. I've also bundled homeowners insurance with them so it is a better deal for me.
State Farm
I love the customer service. They are accessible to me at any time. They are sweet an so helpful. I wouldn't want any other company.