Worth, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Worth, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Worth, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Worth, IL Auto Insurance Rates
- Worth, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Worth, IL
- Multi Vehicle Insurance Savings in Worth, IL
- How Credit Score Affects Car Insurance Rates in Worth, IL
- How DUI Affects Auto Insurance Premiums in Worth, IL
- Top Auto Insurance Agents Near Worth, IL
- How Driving Violations Affect Auto Insurance Rates in Worth, IL
- Worth, IL Auto Insurance Discounts on Anti Theft Feature
- Worth, IL Auto Insurance Company Reviews
Worth, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Worth, IL with that of other cities in and around Worth.
| Worth | Alsip | Oak Lawn | Chicago Ridge | Hometown | Merrionette Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,187 | $1,251 | $1,202 | $1,241 | $1,211 | $1,219 |
Worth, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Worth, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Worth | $1,102 | $931 |
| Alsip | $1,793 | $1,515 |
| Oak Lawn | $2,248 | $1,899 |
| Chicago Ridge | $2,048 | $1,730 |
| Merrionette Park | $1,256 | $1,061 |
| Hometown | $2,775 | $2,344 |
| Evergreen Park | $1,036 | $875 |
| Crestwood | $1,400 | $1,182 |
Worth, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Worth, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,852 |
| 20 Years | $1,525 |
| 30 Years | $1,175 |
| 40 Years | $1,130 |
| 50 Years | $1,047 |
| 60 Years | $1,061 |
| 70 Years | $1,235 |
Worth, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Worth, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,018 | $356 |
| 3 Vehicles | $3,027 | $534 |
| 4 Vehicles | $4,036 | $712 |
Savings on 2 Vehicles bundle:$356
Savings on 3 Vehicles bundle:$534
Savings on 4 Vehicles bundle:$712
Worth, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Worth, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Worth | $1,187 | $1,927 |
| Alsip | $1,251 | $2,031 |
| Oak Lawn | $1,202 | $1,951 |
| Chicago Ridge | $1,241 | $2,015 |
| Merrionette Park | $1,219 | $1,979 |
| Hometown | $1,211 | $1,966 |
| Evergreen Park | $1,388 | $2,253 |
| Crestwood | $1,222 | $1,984 |
Worth, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,018 |
| Excellent (740-799) | $1,163 |
| Good (670-739) | $1,237 |
| Average (580-669) | $1,614 |
| Poor (300-579) | $1,936 |
Worth, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Charles Cathey Jr | State Farm | 1652 E 87th Street, Chicago, 60617 | 773-978-5904 |
| Alper Services Llc | Travelers | 60 W SUPERIOR ST, CHICAGO, 60654 | 312-642-1000 |
| Curtis R Monday | State Farm | 17537 Kedzie Ave, Hazel Crest, 60429-2007 | 708-647-1005 |
| Gil Edmond | State Farm | 10536 S Halsted St, Chicago, 60628-2308 | 773-239-4444 |
| Steve Neil | State Farm | 8951 W 151st Street, Orland Park, 60462-3390 | 708-460-1914 |
| Lincoln Insurance Agency | None | 855 W Washington Blvd, Chicago, 60607 | None |
| Summit Insurance Agency Inc | Travelers | 7534 W 63RD ST, SUMMIT, 60501 | 708-594-8777 |
| Brian Robinson | State Farm | 14701 Kolmar Ave Ste 1, Midlothian, 60445-3299 | 708-687-8585 |
| Fred Kaleel | Farmers | 8113 S Pulaski Rd, Chicago, 60652 | (773) 581-5100 |
Worth, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$52 | $1,239 |
| Driver's Failure In Showing Documents | +$115 | $1,302 |
| Driving With An Expired Registration | +$122 | $1,309 |
| Driving At A Considerably Slow Pace | +$258 | $1,445 |
| Using A Cellphone While Driving | +$272 | $1,459 |
| Running A Red Light | +$277 | $1,464 |
| Speeding | +$291 | $1,478 |
| Driving A Vehicle Without The Required Permission | +$369 | $1,556 |
| Driving With An Expired/Suspended License | +$800 | $1,987 |
Worth, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,140 |
| Active Disabling Device | $1,140 |
| Tracking Device | $1,116 |
| Passive Disabling Device | $1,104 |
Latest Auto Insurance Reviews in Worth, IL | Back to Top
State FarmOur deductible is right up there with the rest of the companies, but we have never had to file a claim.
ProgressiveI have had good experience with Progressive customer service. I have not had any billing issues therefore that is good but i have ad contact in them when first planning on switching from Geico to Progressive.
State FarmI would expect that other insurance companies also have good service compared to my as stated above. Unless it is a very small start up insurance company or so. Email, chat, 800 number etc.
State FarmI would expect that other insurance companies also have good service compared to my as stated above. Unless it is a very small start up insurance company or so. Email, chat, 800 number etc.
Alfa InsuranceTHey do raise rates annually with no justification. When I challenged them they would only lower the new premiums for less coverage which was not great. THe whole industry is a scam like this though.
Alfa InsuranceTHey do raise rates annually with no justification. When I challenged them they would only lower the new premiums for less coverage which was not great. THe whole industry is a scam like this though.
AllstateAlthough I do not want to pay any premium, guess it is the price you pay to drive. Not sure how our premium compares, but we have two teenage boys on our policy, so expect to pay more than if just the two adult parents. Will look around at different options with our current agent once teenage boys are on their own adult policy.
Farm BureauIn order to receive the same coverage I have I would have to pay almost double of what I am paying with Farm Bureau.
The HartfordNever had to call and question anything so I am unable to answer this question. I don't think any issues would occur if I were to call but that's an assumption
Safe Auto InsuranceMy car insurance offers me the basic coverage I need. I have not had anything unique really. But I am satisfied with it's offerings.
ProgressiveI believe there are adequate options provided. I've been with Progressive for over 10 years so I receive some loyalty discounts. I've also bundled homeowners insurance with them so it is a better deal for me.
State FarmI love the customer service. They are accessible to me at any time. They are sweet an so helpful. I wouldn't want any other company.