Wright, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wright, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Wright, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Wright, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wright, FL with that of other cities in and around Wright.

	Wright	Ocean City	Lake Lorraine	Valparaiso	Cinco Bayou	Shalimar
Average Insurance Rates	$2,145	$2,150	$2,245	$2,198	$2,237	$2,276

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Wright, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wright, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Wright	$1,225	$1,034
Ocean City	$1,729	$1,461
Cinco Bayou	$1,774	$1,498
Mary Esther	$1,415	$1,195
Shalimar	$2,225	$1,879
Lake Lorraine	$1,546	$1,306
Fort Walton Beach	$1,471	$1,242
Valparaiso	$1,512	$1,277

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Wright, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wright, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,960
20 Years	$2,756
30 Years	$2,123
40 Years	$2,042
50 Years	$1,891
60 Years	$1,918
70 Years	$2,232

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Wright, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wright, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,689	$601
3 Vehicles	$5,534	$901
4 Vehicles	$7,379	$1,201

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Wright, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wright, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Wright	$2,145	$3,357
Ocean City	$2,150	$3,365
Cinco Bayou	$2,237	$3,501
Mary Esther	$2,151	$3,366
Shalimar	$2,276	$3,562
Lake Lorraine	$2,245	$3,514
Fort Walton Beach	$1,260	$1,972
Valparaiso	$2,198	$3,440

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Wright, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,840
Excellent (740-799)	$2,101
Good (670-739)	$2,235
Average (580-669)	$2,916
Poor (300-579)	$3,499

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Wright, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Priority-One Insurance	Travelers	98 BEAL PKWY NW, FORT WALTON BEACH, 32548	850-244-1066
Stephen Mcmullen	Allstate	240A Eglin Pkwy NE, Fort Walton Beach, 32547	(850) 243-7158
Emerald Coast Insurance Agency	Travelers	103 NW HOLLYWOOD BLVD STE C, FT WALTON BEACH, 32548	850-243-7196
The Insurance Center Of Northwest	Travelers	315 E HOLLYWOOD BLVD STE 4-A, MARY ESTHER, 32569	850-244-3306
The Insurance Center Of Northwest	Travelers	315 E HOLLYWOOD BLVD STE 4-A, MARY ESTHER, 32569	850-244-3306
The Insurance Center Of Northwest	Travelers	315 E HOLLYWOOD BLVD STE 4-A, MARY ESTHER, 32569	850-244-3306
John F. Willem	Allstate	5555 N Davis Hwy Ste E, Pensacola, 32503	(850) 477-7186
John F. Willem	Allstate	5555 N Davis Hwy Ste E, Pensacola, 32503	(850) 477-7186
Arthur Searcy	State Farm	916 W Michigan Ave Ste E, Pensacola, 32505-2318	850-438-4615

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Wright, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$94	$2,239
Driver's Failure In Showing Documents	+$208	$2,353
Driving With An Expired Registration	+$221	$2,366
Driving At A Considerably Slow Pace	+$465	$2,610
Using A Cellphone While Driving	+$491	$2,636
Running A Red Light	+$500	$2,645
Speeding	+$526	$2,671
Driving A Vehicle Without The Required Permission	+$667	$2,812
Driving With An Expired/Suspended License	+$1,446	$3,591

Wright, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,059
Active Disabling Device	$2,059
Tracking Device	$2,016
Passive Disabling Device	$1,995

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Latest Auto Insurance Reviews in Wright, FL | Back to Top