Yakima Auto Insurance Rates, Quotes, Agents & Reviews in WA

Yakima, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Yakima, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Yakima, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Yakima, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Yakima, WA with that of other cities in and around Yakima.

Yakima Gleed Selah Cowiche Naches Ahtanum
Average Insurance Rates $1,047 $1,189 $1,214 $1,376 $1,187 $1,199

Yakima, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Yakima, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Yakima $1,024 $865
Gleed $1,225 $1,034
Eschbach $1,537 $1,298
Summitview $1,746 $1,475
Selah $1,605 $1,355
Cowiche $1,417 $1,197
Ahtanum $1,143 $966
Naches $1,126 $951

Yakima, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Yakima, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,397
20 Years $1,345
30 Years $1,036
40 Years $997
50 Years $923
60 Years $936
70 Years $1,090

Yakima, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Yakima, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,843 $251
3 Vehicles $2,764 $377
4 Vehicles $3,685 $503

Savings on 2 Vehicles bundle:$251

Savings on 3 Vehicles bundle:$377

Savings on 4 Vehicles bundle:$503


Yakima, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Yakima, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Yakima $1,047 $1,681
Gleed $1,189 $1,908
Eschbach $1,179 $1,892
Summitview $1,253 $2,011
Selah $1,214 $1,949
Cowiche $1,376 $2,209
Ahtanum $1,199 $1,924
Naches $1,187 $1,905

Yakima, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $898
Excellent (740-799) $1,025
Good (670-739) $1,091
Average (580-669) $1,423
Poor (300-579) $1,708

Yakima, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Antonio Ramirez Farmers 1340 N 16th Ave Ste A, Yakima, 98902 (509) 901-9360
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Pedro Romo Farmers 1115 W Lincoln Ave Ste 107, Yakima, 98902 (509) 424-3001
Robert Benner Farmers 2800 Terrace Heights Dr, Yakima, 98901 (509) 248-5606
Paynewest Insurance Inc Liberty Mutual Independent 1402 W Yakima Ave, YAKIMA, 98902 (509) 248-5990
Yakima Valley Insurance Services Llc Travelers 2318 S 1ST ST, YAKIMA, 98903 509-248-2100
Mitchell, Reed & Schmitten Ins Inc. None 5800 Summitview Ave, Yakima, 98908 None
Herbert Snowden Insurance Liberty Mutual Independent 426 N Pine, Ellensburg, 98926 None
Sharon Dwinell Ins Agy Farmers 2800 Terrace Heights Dr, Yakima, 98901 (509) 248-5606

Yakima, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$46 $1,093
Driver's Failure In Showing Documents +$102 $1,149
Driving With An Expired Registration +$108 $1,155
Driving At A Considerably Slow Pace +$227 $1,274
Using A Cellphone While Driving +$240 $1,287
Running A Red Light +$244 $1,291
Speeding +$257 $1,304
Driving A Vehicle Without The Required Permission +$326 $1,373
Driving With An Expired/Suspended License +$706 $1,753

Yakima, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,005
Active Disabling Device $1,005
Tracking Device $984
Passive Disabling Device $974

Latest Auto Insurance Reviews in Yakima, WA | Back to Top

Geico
I received my car renewal with a 40% increase.I was hit by a driver that ran a red light that was not my fault. Geico still gives me a 5 year good driver discount but jacked my rates 40%.
State Farm
The customer service aspect with the auto side of State Farm is basically second to none in my honest opinion.
Progressive
This company's customer service is impressive. Agents are always available to speak to customers and I have never had a call center from another country pick up the phone when calling customer service.
Geico
Geico is a wonderful insurance company. They are there 24 hours a day and if I need anything, they get it done quickly7.
American Family Insurance
it is the same as other companies. the more you pay, the better coverage you get. mine is very basic since the car is very old
State Farm
I think other insurance companies will charge us more for the same coverage we are getting with state farm.
Geico
I totally would recommend Geico as Geico is cheaper for a great coverage in my area and their customer service is great. I have used their roadside assistance and claim service multiple times.
Metlife
I will recommend to my friends because their service was so good that every one would like . They maintain a good relation ship with their customers and also provide enough facility to satisfy their customers .
American Family Insurance
My deductible is roughly the same as at my former insurer, but the premium is much lower. Like stated previously American Family has been an excellent and affordable value when it comes to car insurance.
American Family Insurance
My deductible is roughly the same as at my former insurer, but the premium is much lower. Like stated previously American Family has been an excellent and affordable value when it comes to car insurance.
Farm Bureau
I would recommend the company as they are friend, but on the flip side I hate that I have to constantly monitor charges to see if they are correct every month.
Farm Bureau
I would recommend the company as they are friend, but on the flip side I hate that I have to constantly monitor charges to see if they are correct every month.
Geico
i just like that they are cheap and cost effective honestly. thats the main reason why anyone wants to purchase a certain insurance. no one wants to pay a lot of money for car insurance that you barely end up using anyways
State Farm
I think State Farm offers very fair and comparable services to all major insurance companies. I have been more than satisfied with my coverage and options over the years.
American Family Insurance
I haven't had to call my companies customer service. I just call my agents office for anything that I need and they are always fantastic and helpful.
Geico
I like the fact that my premiums are lower. With that being said I wish they were even lower. Near zero. I have a clean driving record and no accidents. I basically give my money every month for nothing.
Allstate
It is often difficult to get someone on the phone to sort out billing issues, changes of address, etc. The people are very nice but it's so hard to jump through the hoops to actually talk to them.
Farmer's Insurance
I HAVE NOT HEARD OF BETTER AUTO INSURANCE RATE THAN WHAT i AM CURRENTLY GETTING FROM MY INSURER.i BELIVE THE BEST RATES FOR THIS AREA OF COUNTRY..
Geico
I like that they offered the coverage I wanted and needed but was able to give me a lower cost then my current company and all the other ones I called. Overall I am happy with them so far.
State Farm
My premium is comparable to offerings from other insurance companies. Because I am an older female, it is relatively low compared to a younger male driver. However, I wish I got a better price since I bundle it with my home insurance.
Allstate
honestly I don't have anything that I can complain about yet, but I guess the radio ads and the youtube ads are pretty bad I mean its petty but that's all I have
Progressive
I haven't found anything that I dislike so far. I have not had to make a claim, but so far all seems well.