Yemassee, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Yemassee, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Overview of Car Insurance Rates in Yemassee, SC
The average cost of car insurance in Yemassee, SC, is $1,384. Car insurance is customized based on individual needs. Therefore, the car insurance rates in Yemassee, SC, may differ from one person to another. It also depends on multiple factors, including the age of the driver, credit history, gender, marital status, DUI reports, driving habits, and many more. Therefore, it can be challenging to understand all the factors responsible for the change in the auto insurance rates in Yemassee, SC. Zimlon's research has explained these factors in detail, which will help you narrow down your choices and lead you to the right insurance policy.
If you seek car insurance in Yemassee, SC, you should know that insurers offer auto insurance quotes after analyzing the individual's credit score. Examine your credit score today to determine if you can qualify for inexpensive car insurance in Yemassee, SC. For example, car owners with exceptional credit ratings are responsible for paying $1,187, while those with poor credit ratings must pay $2,257 in Yemassee, SC.
b. Age of the driver
Young drivers are inexperienced behind the wheel and tend to take more chances when driving. As a result, they're more likely to be involved in a mishap. This increases their property repair costs, like your car or their medical bills. Therefore, insurance companies charge high auto insurance rates to mitigate the risk. For example, teenagers pay $4,491 on auto insurance in Yemassee, SC, whereas old drivers aged 40 years pay $1,318.
c. Driving Habits
Car insurance companies consider your driving record to determine auto insurance rates in Yemassee, SC. For example, you'll pay more for car insurance if you have caused an accident or received moving traffic violations. Car drivers running a red light or driving with an expired license must pay +$322 and +$933 extra on the total cost of car insurance in Yemassee, SC. Therefore, it is crucial to avoid traffic violations to get low auto insurance in Yemassee, SC. Thus, car drivers can save on their car insurance in Yemassee, SC, by preventing accidents, parking tickets, and moving traffic violations.
Factors that can influence the cost of car insurance in Yemassee, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Yemassee, SC Auto Insurance Rates
- Yemassee, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Yemassee, SC
- Multi Vehicle Insurance Savings in Yemassee, SC
- How Credit Score Affects Car Insurance Rates in Yemassee, SC
- How DUI Affects Auto Insurance Premiums in Yemassee, SC
- Top Auto Insurance Agents Near Yemassee, SC
- How Driving Violations Affect Auto Insurance Rates in Yemassee, SC
- Yemassee, SC Auto Insurance Discounts on Anti Theft Feature
Yemassee, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Yemassee, SC with that of other cities in and around Yemassee.
| Yemassee | Hampton County | Hendersonville | Varnville | Hampton-Varnville | Islandton | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,384 | $1,384 | $1,377 | $1,392 | $1,399 | $1,638 |
Yemassee, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Yemassee, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Yemassee | $1,439 | $1,215 |
| Hendersonville | $1,893 | $1,599 |
| Hampton-Varnville | $1,591 | $1,344 |
| Islandton | $1,687 | $1,425 |
| Varnville | $1,431 | $1,208 |
| Hampton County | $1,539 | $1,300 |
| Sheldon | $1,604 | $1,355 |
| Hampton | $1,689 | $1,427 |
Yemassee, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Yemassee, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,491 |
| 20 Years | $1,778 |
| 30 Years | $1,370 |
| 40 Years | $1,318 |
| 50 Years | $1,220 |
| 60 Years | $1,237 |
| 70 Years | $1,440 |
Yemassee, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Yemassee, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,380 | $388 |
| 3 Vehicles | $3,571 | $581 |
| 4 Vehicles | $4,761 | $775 |
Savings on 2 Vehicles bundle:$388
Savings on 3 Vehicles bundle:$581
Savings on 4 Vehicles bundle:$775
Yemassee, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Yemassee, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Yemassee | $1,384 | $2,091 |
| Hendersonville | $1,377 | $2,081 |
| Hampton-Varnville | $1,399 | $2,114 |
| Islandton | $1,638 | $2,475 |
| Varnville | $1,392 | $2,103 |
| Hampton County | $1,384 | $2,091 |
| Sheldon | $1,409 | $2,129 |
| Hampton | $1,408 | $2,127 |
Yemassee, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,187 |
| Excellent (740-799) | $1,355 |
| Good (670-739) | $1,442 |
| Average (580-669) | $1,881 |
| Poor (300-579) | $2,257 |
Yemassee, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| The Steadman Agency | Travelers | 465 SPRUCE STREET, WALTERBORO, 29488 | 843-549-7777 |
| Insurance Market Of Hampton, Llc | None | 841 Elm St W, Hampton, 29924 | None |
| The Robertson Agency | None | 804 Wichman Street, Walterboro, 29488 | (843) 261-5255 |
| Patrick Cunningham | Allstate | 255 Drivers Way, Hardeeville, 29927 | (843) 208-1280 |
| Carolina Ins Srvcs Of The Lowcountry | None | 8008 East Main St., Ridgeland, 29936 | None |
| Jim Rooney | State Farm | 627 Trolley Rd., Summerville, 29485-5673 | 843-873-3915 |
| Seacoast Brokers Llc | None | 88 A Main St. , Hilton Head Island, 29926 | None |
Yemassee, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$61 | $1,445 |
| Driver's Failure In Showing Documents | +$134 | $1,518 |
| Driving With An Expired Registration | +$143 | $1,527 |
| Driving At A Considerably Slow Pace | +$300 | $1,684 |
| Using A Cellphone While Driving | +$317 | $1,701 |
| Running A Red Light | +$322 | $1,706 |
| Speeding | +$339 | $1,723 |
| Driving A Vehicle Without The Required Permission | +$430 | $1,814 |
| Driving With An Expired/Suspended License | +$933 | $2,317 |
Yemassee, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,329 |
| Active Disabling Device | $1,329 |
| Tracking Device | $1,301 |
| Passive Disabling Device | $1,287 |