Yemassee Auto Insurance Rates, Quotes, Agents & Reviews in SC

Yemassee, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Yemassee, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Overview of Car Insurance Rates in Yemassee, SC

The average cost of car insurance in Yemassee, SC, is $1,384. Car insurance is customized based on individual needs. Therefore, the car insurance rates in Yemassee, SC, may differ from one person to another. It also depends on multiple factors, including the age of the driver, credit history, gender, marital status, DUI reports, driving habits, and many more. Therefore, it can be challenging to understand all the factors responsible for the change in the auto insurance rates in Yemassee, SC. Zimlon's research has explained these factors in detail, which will help you narrow down your choices and lead you to the right insurance policy. 

If you seek car insurance in Yemassee, SC, you should know that insurers offer auto insurance quotes after analyzing the individual's credit score. Examine your credit score today to determine if you can qualify for inexpensive car insurance in Yemassee, SC. For example, car owners with exceptional credit ratings are responsible for paying $1,187, while those with poor credit ratings must pay $2,257 in Yemassee, SC.


b. Age of the driver

Young drivers are inexperienced behind the wheel and tend to take more chances when driving. As a result, they're more likely to be involved in a mishap. This increases their property repair costs, like your car or their medical bills. Therefore, insurance companies charge high auto insurance rates to mitigate the risk. For example, teenagers pay $4,491 on auto insurance in Yemassee, SC, whereas old drivers aged 40 years pay $1,318. 

c. Driving Habits

Car insurance companies consider your driving record to determine auto insurance rates in Yemassee, SC. For example, you'll pay more for car insurance if you have caused an accident or received moving traffic violations. Car drivers running a red light or driving with an expired license must pay +$322 and +$933 extra on the total cost of car insurance in Yemassee, SC. Therefore, it is crucial to avoid traffic violations to get low auto insurance in Yemassee, SC. Thus, car drivers can save on their car insurance in Yemassee, SC, by preventing accidents, parking tickets, and moving traffic violations.

Factors that can influence the cost of car insurance in Yemassee, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Yemassee, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Yemassee, SC with that of other cities in and around Yemassee.

Yemassee Hampton County Hendersonville Varnville Hampton-Varnville Islandton
Average Insurance Rates $1,384 $1,384 $1,377 $1,392 $1,399 $1,638

Yemassee, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Yemassee, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Yemassee $1,439 $1,215
Hendersonville $1,893 $1,599
Hampton-Varnville $1,591 $1,344
Islandton $1,687 $1,425
Varnville $1,431 $1,208
Hampton County $1,539 $1,300
Sheldon $1,604 $1,355
Hampton $1,689 $1,427

Yemassee, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Yemassee, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,491
20 Years $1,778
30 Years $1,370
40 Years $1,318
50 Years $1,220
60 Years $1,237
70 Years $1,440

Yemassee, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Yemassee, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,380 $388
3 Vehicles $3,571 $581
4 Vehicles $4,761 $775

Savings on 2 Vehicles bundle:$388

Savings on 3 Vehicles bundle:$581

Savings on 4 Vehicles bundle:$775

Yemassee, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Yemassee, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Yemassee $1,384 $2,091
Hendersonville $1,377 $2,081
Hampton-Varnville $1,399 $2,114
Islandton $1,638 $2,475
Varnville $1,392 $2,103
Hampton County $1,384 $2,091
Sheldon $1,409 $2,129
Hampton $1,408 $2,127

Yemassee, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,187
Excellent (740-799) $1,355
Good (670-739) $1,442
Average (580-669) $1,881
Poor (300-579) $2,257

Yemassee, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Steadman Agency Travelers 465 SPRUCE STREET, WALTERBORO, 29488 843-549-7777
Insurance Market Of Hampton, Llc None 841 Elm St W, Hampton, 29924 None
The Robertson Agency None 804 Wichman Street, Walterboro, 29488 (843) 261-5255
Patrick Cunningham Allstate 255 Drivers Way, Hardeeville, 29927 (843) 208-1280
Carolina Ins Srvcs Of The Lowcountry None 8008 East Main St., Ridgeland, 29936 None
Jim Rooney State Farm 627 Trolley Rd., Summerville, 29485-5673 843-873-3915
Seacoast Brokers Llc None 88 A Main St. , Hilton Head Island, 29926 None

Yemassee, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,445
Driver's Failure In Showing Documents +$134 $1,518
Driving With An Expired Registration +$143 $1,527
Driving At A Considerably Slow Pace +$300 $1,684
Using A Cellphone While Driving +$317 $1,701
Running A Red Light +$322 $1,706
Speeding +$339 $1,723
Driving A Vehicle Without The Required Permission +$430 $1,814
Driving With An Expired/Suspended License +$933 $2,317

Yemassee, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,329
Active Disabling Device $1,329
Tracking Device $1,301
Passive Disabling Device $1,287