Yoncalla Auto Insurance Rates, Quotes, Agents & Reviews in OR

Yoncalla, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Yoncalla, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Yoncalla, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Yoncalla, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Yoncalla, OR with that of other cities in and around Yoncalla.

Yoncalla Drain Fair Oaks Oakland Sutherlin Kellogg-Yoncalla
Average Insurance Rates $1,378 $1,375 $1,442 $1,383 $1,426 $1,428

Yoncalla, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Yoncalla, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Yoncalla $1,488 $1,257
Drain $1,250 $1,056
Kellogg-Yoncalla $1,162 $981
Sutherlin $1,469 $1,241
Oakland $1,626 $1,374
Fair Oaks $1,623 $1,371
Elkton $1,458 $1,232
Elkton-Drain $1,475 $1,246

Yoncalla, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Yoncalla, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,471
20 Years $1,771
30 Years $1,364
40 Years $1,312
50 Years $1,215
60 Years $1,232
70 Years $1,434

Yoncalla, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Yoncalla, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,343 $413
3 Vehicles $3,514 $620
4 Vehicles $4,685 $827

Savings on 2 Vehicles bundle:$413

Savings on 3 Vehicles bundle:$620

Savings on 4 Vehicles bundle:$827


Yoncalla, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Yoncalla, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Yoncalla $1,378 $2,061
Drain $1,375 $2,057
Kellogg-Yoncalla $1,428 $2,136
Sutherlin $1,426 $2,133
Oakland $1,383 $2,069
Fair Oaks $1,442 $2,157
Elkton $1,416 $2,118
Elkton-Drain $1,401 $2,096

Yoncalla, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,182
Excellent (740-799) $1,350
Good (670-739) $1,436
Average (580-669) $1,873
Poor (300-579) $2,248

Yoncalla, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mitch Hanan State Farm 111 S 47th St, Springfield, 97478-6625 541-747-4266
Tera Thompson Farmers 1400 Executive Pkwy Ste 250, Eugene, 97401 (541) 434-9720
Jeff Krier State Farm 2379 Oakmont Way, Eugene, 97401-6459 541-343-6030
April Patsel Allstate 1000 Willagillespie Rd Ste 325, Eugene, 97401 (541) 726-8871
Kpd Insurance Inc. Liberty Mutual Independent 1111 Gateway Loop, Springfield, 97477 None
Aaa - Eugene Travelers 983 WILLAGILLESPIE RD, EUGENE, 97401 503-222-6748
Zolezzi Insurance Agency None Po Box 6, Drain, 97435 None
Michael Fisher Farmers 377 Coburg Rd, Eugene, 97401 (541) 342-2105
Aaron Burns Farmers 233 W 7th Ave Ste A, Eugene, 97401 (541) 844-3544
Carman Johnson-Souther Farmers 708 B St, Springfield, 97477 (541) 746-5734
Ward Insurance Agency Inc. Liberty Mutual Independent 560 Country Club Pkwy, EUGENE, 97401 (541) 687-1117

Yoncalla, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,439
Driver's Failure In Showing Documents +$134 $1,512
Driving With An Expired Registration +$142 $1,520
Driving At A Considerably Slow Pace +$299 $1,677
Using A Cellphone While Driving +$316 $1,694
Running A Red Light +$321 $1,699
Speeding +$338 $1,716
Driving A Vehicle Without The Required Permission +$429 $1,807
Driving With An Expired/Suspended License +$929 $2,307

Yoncalla, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,323
Active Disabling Device $1,323
Tracking Device $1,295
Passive Disabling Device $1,282