York County Auto Insurance Rates, Quotes, Agents & Reviews in PA

York County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in York County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in York County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


York County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in York County, PA with that of other cities in and around York County.

York County Queens Gate Valley View Spring Garden Grantley Tyler Run
Average Insurance Rates $1,440 $1,453 $1,424 $1,435 $1,482 $1,465

York County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around York County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
York County $983 $830
Grantley $1,327 $1,121
Spring Garden $946 $799
Tyler Run $1,167 $986
Spry $1,227 $1,036
Valley View $1,097 $927
Queens Gate $1,497 $1,264
West York $1,970 $1,664

York County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in York County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,673
20 Years $1,850
30 Years $1,425
40 Years $1,371
50 Years $1,270
60 Years $1,287
70 Years $1,499

York County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in York County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,534 $346
3 Vehicles $3,802 $518
4 Vehicles $5,069 $691

Savings on 2 Vehicles bundle:$346

Savings on 3 Vehicles bundle:$518

Savings on 4 Vehicles bundle:$691


York County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around York County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
York County $1,440 $2,267
Grantley $1,482 $2,333
Spring Garden $1,435 $2,259
Tyler Run $1,465 $2,306
Spry $1,436 $2,260
Valley View $1,424 $2,242
Queens Gate $1,453 $2,287
West York $1,384 $2,179

York County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,235
Excellent (740-799) $1,410
Good (670-739) $1,501
Average (580-669) $1,958
Poor (300-579) $2,349

York County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Glatfelter Agency Travelers 221 W PHILADELPHIA ST 4TH FL, YORK, 17401 717-852-8000
Lisa Pate State Farm 524 Greenbriar Rd Ste 1, York, 17404-1335 717-767-4668
Bob Perritt State Farm 815 Edgewood Rd, York, 17402-4325 717-757-3568
Allen Mark Brittell Allstate 1949 Security Dr, York, 17402 (717) 747-0006
The Weekley Agency Inc Nationwide 2709 W Market St, York, 17404 (717) 650-1053
Chuck Zink State Farm 2184 White Street, York, 17404-4951 717-846-0628
Aadvantage Insurance Group Erie 1830 E MARKET ST, YORK, 17402 717-755-2335
Aaa Southern Penn Travel And Ins Agcy Inc Travelers 2840 EASTERN BLVD, YORK, 17402 717-600-8700
Landis Insurance Agency Erie 1238 West Lincoln Highway, Coatesville, 19320 None
Styer Insurance Agency Inc Allstate 4005 Main Street , Elverson, 19520 None
Styer Insurance Agency Inc Allstate 4005 Main Street , Elverson, 19520 None

York County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,503
Driver's Failure In Showing Documents +$140 $1,580
Driving With An Expired Registration +$148 $1,588
Driving At A Considerably Slow Pace +$312 $1,752
Using A Cellphone While Driving +$330 $1,770
Running A Red Light +$336 $1,776
Speeding +$353 $1,793
Driving A Vehicle Without The Required Permission +$448 $1,888
Driving With An Expired/Suspended License +$971 $2,411

York County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,382
Active Disabling Device $1,382
Tracking Device $1,354
Passive Disabling Device $1,339