York Auto Insurance Rates, Quotes, Agents & Reviews in VA

York, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in York, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in York, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

York, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in York, VA with that of other cities in and around York.

York Gloucester Courthouse Gloucester Point Gloucester County Yorktown York County
Average Insurance Rates $1,219 $1,217 $1,219 $940 $1,331 $974

York, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around York, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
York $3,037 $2,566
Gloucester Point $2,115 $1,786
York County $1,530 $1,292
Yorktown $1,744 $1,473
Gloucester Courthouse $1,621 $1,369
Gloucester County $1,468 $1,240
Ware $2,075 $1,753
Mathews $1,729 $1,461

York, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in York, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,955
20 Years $1,566
30 Years $1,206
40 Years $1,161
50 Years $1,075
60 Years $1,090
70 Years $1,269

York, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in York, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,121 $317
3 Vehicles $3,182 $475
4 Vehicles $4,242 $634

Savings on 2 Vehicles bundle:$317

Savings on 3 Vehicles bundle:$475

Savings on 4 Vehicles bundle:$634

York, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around York, VA.

Location Average Insurance Cost Post DUI Insurance Rate
York $1,219 $1,990
Gloucester Point $1,219 $1,990
York County $974 $1,590
Yorktown $1,331 $2,173
Gloucester Courthouse $1,217 $1,986
Gloucester County $940 $1,534
Ware $1,027 $1,676
Mathews $918 $1,498

York, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,046
Excellent (740-799) $1,194
Good (670-739) $1,270
Average (580-669) $1,657
Poor (300-579) $1,988

York, VA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jon Fratter State Farm 4521 Geo Wash Mem Hwy, Yorktown, 23692-2702 757-898-6599
Trevor Jones State Farm 135 Grafton Station Ln Ste B, Yorktown, 23692-4775 757-968-5242
Taylor Ethridge State Farm 1326 E Pembroke Ave, Hampton, 23669-2445 757-727-0888
Budget Insurance Agency Travelers 110 DARE RD STE D, YORKTOWN, 23692 757-898-7434
Teressa Penland Farmers 63 Wythe Creek Rd Ste 1, Hampton, 23666 (757) 224-4671
Curtis Reese Farmers 4410 Claiborne Sq E Ste 334, Hampton, 23666 (757) 825-6066
Armor Insurance Group Llc Travelers 4445 CORPORATION LN STE 287, VIRGINIA BEACH, 23462 757-213-6893
Andy Saunders State Farm 825 Battlefld Blvd S, Chesapeake, 23322-6607 757-482-3315
Gloucester Southside Insurance Agency Inc None 6571 Main St , Gloucester, 23061 None
Steve Love Insurance Agency Inc. Nationwide 4176 S Plaza Trail Ste 101, Virginia Beach, 23452-1920 (757) 340-1200
Bob Mccrearyh Clu Insurance Agency Inc. Nationwide 533 Newtown Rd STE 112, Virginia Beach, 23462-5600 (757) 497-1899
C H Stokes And Associates Travelers 2832 S LYNNHAVEN RD STE 102, VIRGINIA BEACH, 23452 757-431-0340

York, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$54 $1,273
Driver's Failure In Showing Documents +$118 $1,337
Driving With An Expired Registration +$126 $1,345
Driving At A Considerably Slow Pace +$265 $1,484
Using A Cellphone While Driving +$279 $1,498
Running A Red Light +$284 $1,503
Speeding +$299 $1,518
Driving A Vehicle Without The Required Permission +$379 $1,598
Driving With An Expired/Suspended License +$822 $2,041

York, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,170
Active Disabling Device $1,170
Tracking Device $1,146
Passive Disabling Device $1,134