Youngtown Auto Insurance Rates, Quotes, Agents & Reviews in AZ

Youngtown, AZ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Youngtown, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Youngtown, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Youngtown, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Youngtown, AZ with that of other cities in and around Youngtown.

Youngtown Sun City West Tolleson Sun City Glendale Citrus Park
Average Insurance Rates $1,302 $1,341 $1,323 $1,301 $1,271 $1,473

Youngtown, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Youngtown, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Youngtown $1,710 $1,444
El Mirage $928 $784
Sun City $1,968 $1,663
Litchfield Park $1,793 $1,515
Sun City West $1,499 $1,266
Glendale $1,125 $950
Citrus Park $1,585 $1,339
Tolleson $1,666 $1,407

Youngtown, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Youngtown, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,225
20 Years $1,673
30 Years $1,289
40 Years $1,240
50 Years $1,148
60 Years $1,164
70 Years $1,355

Youngtown, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Youngtown, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,239 $365
3 Vehicles $3,359 $547
4 Vehicles $4,479 $729

Savings on 2 Vehicles bundle:$365

Savings on 3 Vehicles bundle:$547

Savings on 4 Vehicles bundle:$729

Youngtown, AZ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Youngtown, AZ.

Location Average Insurance Cost Post DUI Insurance Rate
Youngtown $1,302 $2,581
El Mirage $1,070 $2,121
Sun City $1,301 $2,579
Litchfield Park $1,396 $2,767
Sun City West $1,341 $2,658
Glendale $1,271 $2,519
Citrus Park $1,473 $2,920
Tolleson $1,323 $2,623

Youngtown, AZ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,117
Excellent (740-799) $1,275
Good (670-739) $1,357
Average (580-669) $1,770
Poor (300-579) $2,124

Youngtown, AZ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Reed Klauer Farmers 5940 W Union Hills Dr Ste D220, Glendale, 85308 (623) 266-0777
Katie Campbell State Farm 9200 W Union Hills Dr., Peoria, 85382 623-815-8170
Tom Hessler Allstate 4830 N Litchfield Rd Ste 102, Litchfield Park, 85340 (623) 486-1828
Joe Lait State Farm 4139 W Thunderbird Rd, Phoenix, 85053-5341 602-242-3437
Bryce Crawford State Farm Ste 335 16150 N Arrowhead Fnt Ctr Dr, Peoria, 85382-1491 602-938-3800
David Clarkson Sr State Farm 5350 N 16th St Ste 100, Phoenix, 85016-3213 602-992-0540
Peoria Ins Llc Travelers 15396 N 83RD AVE STE D102, PEORIA, 85381 623-322-4164
Shannon Giles Farmers 8805 W Union Hills Dr Ste 102, Peoria, 85382 (623) 583-4663
Andrea Bradshaw State Farm 19420 N 59th Ave Ste D405, Glendale, 85308-2829 623-572-0911
Hester Heitel & Associates Inc Liberty Mutual Independent 6122 N 7TH ST, PHOENIX, 85014 (602) 230-7726
Lee Fernwault Farmers 6677 W Thunderbird Rd Ste K180, Glendale, 85306 (602) 635-6030

Youngtown, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,359
Driver's Failure In Showing Documents +$126 $1,428
Driving With An Expired Registration +$134 $1,436
Driving At A Considerably Slow Pace +$283 $1,585
Using A Cellphone While Driving +$298 $1,600
Running A Red Light +$303 $1,605
Speeding +$319 $1,621
Driving A Vehicle Without The Required Permission +$405 $1,707
Driving With An Expired/Suspended License +$878 $2,180

Youngtown, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,250
Active Disabling Device $1,250
Tracking Device $1,224
Passive Disabling Device $1,211