Yukon Auto Insurance Rates, Quotes, Agents & Reviews in PA

Yukon, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Yukon, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Low Cost Car Insurance in Yukon, PA.

In Yukon, Pennsylvania, auto insurance typically costs $1,377. It's no secret that most states require drivers to carry auto insurance. After all, the person at fault in a car accident that results in damages and injuries may face serious financial difficulties. Nevertheless, depending on the driver's needs, auto insurance firms offer a variety of auto insurance packages. These plans come with various costs and coverages from business to company. Use the advice below to find the best auto insurance deals in Yukon, Pennsylvania.

1. Choose a high deductible

If you're looking for lower auto insurance rates in Yukon, PA, one option to consider is to choose a high deductible. By doing so, you could potentially save hundreds of dollars on your premium. Of course, there is a trade-off when selecting a high deductible. Namely, if you are involved in an accident or your vehicle is damaged, you will be responsible for paying the entire amount of the deductible. Therefore, it's important to ensure you have enough savings to cover the deductible in an emergency. Generally, the higher your deductible, the lower your auto insurance rates in Yukon, PA. For instance, car owners who opted for a high deductible of 1000 pay a premium of $1,258, whereas car owners who opted for a deductible of 500 pay $1,489

2. Maintain a high credit score

Check your credit score if you're shopping for auto insurance in Yukon, Pennsylvania. Your credit score can have a big impact on your insurance rates. If you have a good credit score, you'll likely get a better auto insurance rate. That's because insurers see people with good credit as less risky. They're less likely to file a claim and miss a payment. If you have a bad credit score, you could pay more for auto insurance. In Yukon, Pennsylvania, automobile owners with exceptional credit scores have to pay $1,181, while those with poor or low credit must spend $2,246 for a car. As a result, automobile owners who want to receive savings on car insurance in Yukon, Pennsylvania, must keep a solid credit score.

3. Avoid Driving under the influence (DUI)

Drunk driving is one of the leading causes of car accidents in the United States. If you are caught driving under the influence (DUI), you will face severe legal penalties, including jail time, fines, and the loss of your driver’s license. You will also be required to purchase high-risk car insurance, which is much more expensive than regular car insurance. For example, on average, Yukon, Pennsylvania, charges $1,377 for auto insurance. Owners of vehicles that have a history of DUI incur a $2,168 post-DUI premium. As a result, insurance premiums rise after a DUI. Even if you are a safe driver, if caught driving under the influence, your car insurance company will consider you a high-risk driver. This will cause your rates to increase significantly. To avoid this, always follow the law and do not drink and drive.

Factors that can influence the cost of car insurance in Yukon, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Yukon, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Yukon, PA with that of other cities in and around Yukon.

Yukon Arona South Huntingdon Wyano Hunker Herminie
Average Insurance Rates $1,377 $1,369 $1,411 $1,370 $1,386 $1,359

Yukon, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Yukon, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Yukon $1,489 $1,258
Wyano $1,273 $1,075
South Huntingdon $1,534 $1,295
Sewickley $1,393 $1,176
Herminie $1,400 $1,182
Hunker $1,136 $960
Arona $1,230 $1,039
New Stanton $1,799 $1,520

Yukon, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Yukon, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,468
20 Years $1,769
30 Years $1,363
40 Years $1,311
50 Years $1,214
60 Years $1,231
70 Years $1,433

Yukon, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Yukon, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,424 $330
3 Vehicles $3,635 $496
4 Vehicles $4,847 $661

Savings on 2 Vehicles bundle:$330

Savings on 3 Vehicles bundle:$496

Savings on 4 Vehicles bundle:$661

Yukon, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Yukon, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Yukon $1,377 $2,168
Wyano $1,370 $2,157
South Huntingdon $1,411 $2,221
Sewickley $1,395 $2,196
Herminie $1,359 $2,139
Hunker $1,386 $2,182
Arona $1,369 $2,155
New Stanton $1,446 $2,276

Yukon, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,349
Good (670-739) $1,435
Average (580-669) $1,872
Poor (300-579) $2,246

Yukon, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mcdowell Associates Erie 1002 Tower Way, Greensburg, 15601 None
Spodek Insurance Liberty Mutual Independent 4349 MURRAY AVE, PITTSBURGH, 15217 412-521-8600
Don Hoke Inc Nationwide 2 Dollar Ave, Scottdale, 15683 (724) 887-7130
Hanley Agency Travelers 4211 MURRAY AVE, PITTSBURGH, 15217 412-422-7900
Rosemary Skaggs State Farm 100 Bessemer Rd, Mt Pleasant, 15666-9130 724-547-0200
Rosemary Skaggs State Farm 100 Bessemer Rd, Mt Pleasant, 15666-9130 724-547-0200
Westmor Insurance Llc None 237 Pittsburgh St, Scottdale, 15683 None
Estes Conforti Agency Llc Erie 547 Wendel Road, Irwin, 15642 None
Robert Berezansky Farmers 101 W Pittsburgh St, Greensburg, 15601 (724) 691-0202
Mcelhinny Insurance Agency Llc Erie 5624 Brownsville Rd Pittsburgh, Baldwin, 15236 None
White Insurance Agency Erie 122 N Broadway Street, Scottdale, 15683 None

Yukon, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,438
Driver's Failure In Showing Documents +$134 $1,511
Driving With An Expired Registration +$142 $1,519
Driving At A Considerably Slow Pace +$299 $1,676
Using A Cellphone While Driving +$315 $1,692
Running A Red Light +$321 $1,698
Speeding +$337 $1,714
Driving A Vehicle Without The Required Permission +$428 $1,805
Driving With An Expired/Suspended License +$928 $2,305

Yukon, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,322
Active Disabling Device $1,322
Tracking Device $1,294
Passive Disabling Device $1,281