Yuma, AZ Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Yuma, AZ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Top 5 Most Popular Car Insurance Companies in Yuma, AZ
The average cost of auto insurance in Yuma, AZ, is $1,098. This is much lower than the cost of car insurance in neighboring places such as Winterhaven, Fortuna Foothills, Buckshot, and El Prado Estates. Car owners can compare multiple auto insurance quotes to save more on insurance. Using market share data gathered for Arizona, Zimlon has found the following insurers to be among the top 5 insurance companies in Yuma.
GEICO:
GEICO, a subsidiary of Berkshire Hathaway, leads the way with a market share of 15.86% in Arizona. The company has 509,982 direct premiums written, and 491,351 direct premiums earned. A renowned firm for insurance, car owners continue to repose their faith in GEICO. It enjoys an A++ A.M. Best rating, which is the highest rating a company can receive. The J.D. Power 2019 Auto Insurance Study gave GEICO a commendable score of 818/1000 in the Southwest Region.
STATE FARM :
State Farm is a close second, with a market share of 14.85% in Arizona. The company also occupies the largest market share in the country. State Farm has 477,344 direct premiums written, and 478,758 direct premiums earned. State Farm’s favorability has gone up in recent times, thanks to its robust marketing and advertising strategies. With a J.D. Power Circle score of 831/1000, State Farm occupies the upper-half of these rankings. J.D. Power gives it the “among the best” tag in the Southwest Region. To add to this, it also received an A.M. Best rating of A++.
PROGRESSIVE :
Progressive is third on the list, with a market share of 12.64%. Progressive has 406,283 direct premiums written, and 385,313 direct premiums earned. It occupies the lower half of the J.D. Power Ratings, with a score of 807/1000. Progressive is one of the first companies to offer insurance quotes on mobile devices. It also offers Pet Insurance coverage. Progressive has an A+ A.M. Best Rating.
FARMERS :
Farmers enjoys a market share of 7.92% in Arizona. It has 254,781 direct premiums written, and 250,612 direct premiums earned. Farmers has a J.D. Power score of 812/1000, which is about average. In 2005, 2006, and 2007, Farmers Insurance Group won the J.D. Power award for Call Center Customer Service Excellence. It has an A.M. Best Rating of A.
USAA:
United Services Automobile Association (USAA) rounds up the top 5 insurers in Arizona, with a market share of 7.48%. USAA has 240,335 direct premiums written, and 233,132 direct premiums earned. USAA has a top-notch J.D. Power score of 887/1000, which gives it the “among the best” tag. USAA has an A.M. Best Rating of A++.
Factors that can influence the cost of car insurance in Yuma, AZ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Yuma, AZ Auto Insurance Rates
- Yuma, AZ Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Yuma, AZ
- Multi Vehicle Insurance Savings in Yuma, AZ
- How Credit Score Affects Car Insurance Rates in Yuma, AZ
- How DUI Affects Auto Insurance Premiums in Yuma, AZ
- Top Auto Insurance Agents Near Yuma, AZ
- How Driving Violations Affect Auto Insurance Rates in Yuma, AZ
- Yuma, AZ Auto Insurance Discounts on Anti Theft Feature
- Yuma, AZ Auto Insurance Company Reviews
Yuma, AZ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Yuma, AZ with that of other cities in and around Yuma.
| Yuma | Winterhaven | Fortuna Foothills | Buckshot | El Prado Estates | Avenue B and C | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,098 | $1,739 | $1,671 | $1,680 | $1,257 | $1,590 |
Yuma, AZ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Yuma, AZ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Yuma | $1,399 | $1,181 |
| El Prado Estates | $1,503 | $1,269 |
| Buckshot | $1,730 | $1,462 |
| Winterhaven-Bard | $1,443 | $1,219 |
| Winterhaven | $1,434 | $1,211 |
| Avenue B and C | $1,405 | $1,187 |
| Padre Ranchitos | $1,428 | $1,206 |
| Fortuna Foothills | $2,162 | $1,826 |
Yuma, AZ Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Yuma, AZ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,563 |
| 20 Years | $1,411 |
| 30 Years | $1,087 |
| 40 Years | $1,046 |
| 50 Years | $968 |
| 60 Years | $982 |
| 70 Years | $1,143 |
Yuma, AZ Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Yuma, AZ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,889 | $307 |
| 3 Vehicles | $2,833 | $461 |
| 4 Vehicles | $3,777 | $615 |
Savings on 2 Vehicles bundle:$307
Savings on 3 Vehicles bundle:$461
Savings on 4 Vehicles bundle:$615
Yuma, AZ Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Yuma, AZ.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Yuma | $1,098 | $2,177 |
| El Prado Estates | $1,257 | $2,492 |
| Buckshot | $1,680 | $3,330 |
| Winterhaven-Bard | $1,743 | $4,292 |
| Winterhaven | $1,739 | $4,282 |
| Avenue B and C | $1,590 | $3,152 |
| Padre Ranchitos | $1,632 | $3,235 |
| Fortuna Foothills | $1,671 | $3,312 |
Yuma, AZ Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $942 |
| Excellent (740-799) | $1,075 |
| Good (670-739) | $1,144 |
| Average (580-669) | $1,493 |
| Poor (300-579) | $1,791 |
Yuma, AZ Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Randal Mcclure | Allstate | 2589 E 24th St Ste 1, Yuma, 85365 | (928) 782-7596 |
| Eric Eggebrecht | Allstate | 11710 S Fortuna Rd Ste A, Yuma, 85367 | (928) 342-3090 |
| R. L. Sullivan Insurance Agency, Llc | None | 992 W 16Th St, Yuma, 85364 | None |
| R. L. Jones Insurance Services, Inc. | None | 2180 S 4Th Ave, Yuma, 85364 | None |
| Jose Suarez | Allstate | 2589 E 24th St Ste 1, Yuma, 85365 | (928) 782-7596 |
| Lillian Jauregui | State Farm | 2750 S Pacific Ave Ste B, Yuma, 85365-3547 | 928-344-8050 |
| Marie Puckett Lutcf | Farmers | 1210 W 24th St Ste 1, Yuma, 85364 | (928) 343-2466 |
| Christina Padilla | Allstate | 689 N Main St Ste 3A, San Luis, 85349 | (928) 627-5202 |
| Valentin Guzman | Farmers | 1840 S 4th Ave Ste 3, Yuma, 85364 | (928) 783-1000 |
Yuma, AZ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$48 | $1,146 |
| Driver's Failure In Showing Documents | +$107 | $1,205 |
| Driving With An Expired Registration | +$113 | $1,211 |
| Driving At A Considerably Slow Pace | +$238 | $1,336 |
| Using A Cellphone While Driving | +$251 | $1,349 |
| Running A Red Light | +$256 | $1,354 |
| Speeding | +$269 | $1,367 |
| Driving A Vehicle Without The Required Permission | +$341 | $1,439 |
| Driving With An Expired/Suspended License | +$740 | $1,838 |
Yuma, AZ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,054 |
| Active Disabling Device | $1,054 |
| Tracking Device | $1,032 |
| Passive Disabling Device | $1,021 |
Latest Auto Insurance Reviews in Yuma, AZ | Back to Top
GeicoI have home and auto insurance with Geico. Their customer service has been great and everyone I talk to whenever I talk to them has been courteous and knowledgeable.
GeicoBased of how I drive I feel that Geico is a very good deal. I hope I never have to use car insurance but I do make sure I am well insured in case I ever need it.
Progressivei have liability for my car simply because the price is cheaper and they have no interest in lower anymore than that.
UsaaI have always had good experience with my car insurance company's customer service. Whenever I call with an issue they are kind and they are easy to deal with. They have been prompt in helping me with my issues.
Farm BureauThe customer service is Great! We recently had a claim with them after my husband backed in to a pole. They were quick to answer his questions and got an adjuster to us quickly to get us taken care of.
Geicowell i have had only a few interactions with my auto insurance provider and they have all turned out pretty positive and they have always been helpful
UsaaI would whole heartedly recommend. They always are profession and take care of whatever I need. Best insurance company I have ever used.
Safeco InsuranceI have never requested a policy item that SafeCo was not able to provide. They have a broad range of options.
UsaaIn getting our policies for our vehicles we reviewed all of the plans available to us and choose the plan that worked best for us and had the same deductible as our previous carrier's plan. it ended up being over $1,000 savings a year just on our vehicles.
UsaaIn getting our policies for our vehicles we reviewed all of the plans available to us and choose the plan that worked best for us and had the same deductible as our previous carrier's plan. it ended up being over $1,000 savings a year just on our vehicles.
GeicoMy premiums for geico are considerably lower than any other company i looked into. I have full coverage for a new vehicle for two people. I am paying less than i was for one person on another vehicle under state farm.
State FarmI had a claim around 7 years ago and I was taken care of very quickly. There was no debate or gnashing of teeth. The entire process was clean and efficient. I have been more than satisfied with every aspect of State Farm.
EsuranceI like the accessibility of the company's resources. As mentioned previously, I can access everything easily either through their website or their app.
UsaaUSAA has been my insurance and banking company for over 10 years and they never fail to provide the best customer service and rates in the business.
State FarmI usually have no problems on accessibility, they are almost always available in regular hours
UsaaI like that USAA has uninsured motorists coverage standard, which is great because there is an increased number of drivers around without insurance. I feel safe knowing that I'm covered.
GeicoI believe that the company policy offerings is pretty good especially the premium amount for coverage for comprehensive is outstanding. It is under 200 dollars when compared to other insurance companies like progressive which once quoted was about 300 and state farm which quoted about 280 so I believe that the amount is quite reasonable in comparison
ProgressiveI think I've provided that already so this is somewhat redundant but, I like that they were cheap, I like that they are an online business which means that everything they do or ask of me will be done online. I love their commercials.