Zephyrhills, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Zephyrhills, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Zephyrhills, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Zephyrhills, FL Auto Insurance Rates
- Zephyrhills, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Zephyrhills, FL
- Multi Vehicle Insurance Savings in Zephyrhills, FL
- How Credit Score Affects Car Insurance Rates in Zephyrhills, FL
- How DUI Affects Auto Insurance Premiums in Zephyrhills, FL
- Top Auto Insurance Agents Near Zephyrhills, FL
- How Driving Violations Affect Auto Insurance Rates in Zephyrhills, FL
- Zephyrhills, FL Auto Insurance Discounts on Anti Theft Feature
- Zephyrhills, FL Auto Insurance Company Reviews
Zephyrhills, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Zephyrhills, FL with that of other cities in and around Zephyrhills.
| Zephyrhills | St. Leo | Zephyrhills North | Crystal Springs | Dade City | Pasadena Hills | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,758 | $2,254 | $2,010 | $2,067 | $2,055 | $2,143 |
Zephyrhills, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Zephyrhills, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Zephyrhills | $1,245 | $1,052 |
| Zephyrhills North | $1,315 | $1,111 |
| Zephyrhills West | $2,403 | $2,030 |
| Zephyrhills South | $1,860 | $1,571 |
| Pasadena Hills | $2,012 | $1,699 |
| Crystal Springs | $1,418 | $1,198 |
| Dade City | $1,258 | $1,062 |
| St. Leo | $989 | $835 |
Zephyrhills, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Zephyrhills, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,704 |
| 20 Years | $2,259 |
| 30 Years | $1,740 |
| 40 Years | $1,674 |
| 50 Years | $1,550 |
| 60 Years | $1,572 |
| 70 Years | $1,830 |
Zephyrhills, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Zephyrhills, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,059 | $457 |
| 3 Vehicles | $4,588 | $686 |
| 4 Vehicles | $6,118 | $914 |
Savings on 2 Vehicles bundle:$457
Savings on 3 Vehicles bundle:$686
Savings on 4 Vehicles bundle:$914
Zephyrhills, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Zephyrhills, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Zephyrhills | $1,758 | $2,751 |
| Zephyrhills North | $2,010 | $3,146 |
| Zephyrhills West | $2,040 | $3,193 |
| Zephyrhills South | $1,990 | $3,114 |
| Pasadena Hills | $2,143 | $3,354 |
| Crystal Springs | $2,067 | $3,235 |
| Dade City | $2,055 | $3,216 |
| St. Leo | $2,254 | $3,528 |
Zephyrhills, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,508 |
| Excellent (740-799) | $1,722 |
| Good (670-739) | $1,832 |
| Average (580-669) | $2,390 |
| Poor (300-579) | $2,867 |
Zephyrhills, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| East Pasco Insurance | None | 5801 Gall Blvd, Zephyrhills, 33542 | (813) 815-5201 |
| Florida Insurance Center Inc | Travelers | 414 N Alexander St , Plant City, 33563 | None |
| Beall Insurance Services | Liberty Mutual Independent | 3004 US HIGHWAY 98 N, LAKELAND, 33805 | (863) 858-8838 |
| Tony Lee | State Farm | 1702 S Alexander Street, Plant City, 33563 | 813-752-7202 |
| Tyler Insurance Agency Inc | Travelers | 1543 Hills Blvd, Lakeland, 33805 | None |
| Jefferson-Allsopp Inc | Liberty Mutual Independent | 439 S FLORIDA AVE STE 201, LAKELAND, 33801 | 863-688-7691 |
| Chris Black Insurance | None | 5833 Argerian Dr Ste 102 , Wesley Chapel, 33545 | (813) 815-5205 |
| Maureen Dieffenwierth Insurance Llc | Travelers | 29142 CHAPEL PARK DR, WESLEY CHAPEL, 33543 | 813-406-4450 |
| Elaine Riegler | State Farm | 37438 State Road 54, Zephyrhills, 33542-5366 | 813-783-8500 |
| Jenny Martin | State Farm | 1001 4th St N, St Petersburg, 33701-1723 | 727-527-0200 |
Zephyrhills, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$77 | $1,835 |
| Driver's Failure In Showing Documents | +$171 | $1,929 |
| Driving With An Expired Registration | +$181 | $1,939 |
| Driving At A Considerably Slow Pace | +$381 | $2,139 |
| Using A Cellphone While Driving | +$403 | $2,161 |
| Running A Red Light | +$410 | $2,168 |
| Speeding | +$431 | $2,189 |
| Driving A Vehicle Without The Required Permission | +$547 | $2,305 |
| Driving With An Expired/Suspended License | +$1,185 | $2,943 |
Zephyrhills, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,688 |
| Active Disabling Device | $1,688 |
| Tracking Device | $1,653 |
| Passive Disabling Device | $1,635 |
Latest Auto Insurance Reviews in Zephyrhills, FL | Back to Top
ProgressiveProgressive has great rates and they are great to work with. I would recommend them to anyone, especially if they want to bundle insurances.
AllstateThe claims adjusters we've dealt with have been professional and courteous and our claims have been quickly resolved.
UsaaI am satisfied with their customer service department. They are always polite and appear to be concerned about my needs. They seem to be knowledgeable.
ProgressiveI am satisfied with Progressive but not over the moon about them. I havent had any claims yet so we will see how they handle those if god forbid that ever happens.
Farmer's InsuranceThe most low cost insurance automobile insurance I've ever had, and their customer service has always been easy to work with.
TravelersThey offer free glass replacement on my car. If the glass break, they will replace it and I wont get charged
TravelersThey offer free glass replacement on my car. If the glass break, they will replace it and I wont get charged
People's Trust Insurancehave never had a claim so to say that I have had to utilize their services would be a push. they continue to raise my premiums despite the claim free status - what is good about that?
GeicoOverall, I believe that GEICO is a good insurance company to have for my vehicle. I like that they are competitive in their cost and also provide many of the same or better services than other insurance companies.